Cebuana Lhuillier provides the country’s leading pawning service to Filipinos in need of instant cash, offering a 35% higher appraisal rate VS other pawnshops hence, higher take home. Our 2,500 branches accept an array of items, from jewelry to gadgets, as collateral, the company’s core business has evolved with the needs of its clients.
Items Accepted
Items Accepted
- Gold
- Diamond
- Platinum jewelry and watches
- Cellphones
- Laptop computers
How To Pawn
- Visit any Cebuana Lhuillier Pawnshop branch and present the item to be pawned.
- Advise the branch personnel if you agree with the appraised value and net proceeds.
- Sign the pawn ticket on the space provided.
- Count the money received and secure the pawn ticket, which is required to bepresented during renewal or redemption of the pawned item.
Terms and Conditions
- The pawner hereby accepts the pawnshop’s appraisal as proper.
- The pawner agrees on the interest rates imposed in this contract of pledge. In case of dispute, the regular courts of law have the vested power to determine the reasonableness and legality of interest rates. The pawnshop hereby agrees not to collect advance interest for a period of more than one (1) year.
- The service charge is equivalent to one percent (1%) of the principal loan, but shall not exceed to five pesos (P5.00). No other charges shall be collected.
- This loan is renewable for such amount and period as may be agreed upon between the pawnshop and the pawner subject to the same requirements for a new loan.
- Upon maturity of this loan, as indicated on the face of this pawn ticket, the pawner has ninety (90) days from maturity date within which to redeem the pawn by paying the principal loan plus the interest that shall have accrued thereon.